Ruby has many years of industry experience as a mortgage specialist at BMO and Scotiabank. She is truly passionate about people and finding financing solutions for all her clients. She prides herself in providing the best possible customer experience with the highest level of honesty and integrity. She guides her clients through the mortgage process and answer all their questions, so there will be no surprises when the time comes to close. She offers her clients professional advice that is always impartial and based on their unique needs and goals.