AGGRESSIVE CHANGES TO MORTGAGE APPROVALS JAN 1st TO KNOCK OUT 20% OF YOUR BUYING POWER

Aggressive Mortgage approval changes coming to Ontario in Jan 2018. Read all about it.

In an effort to further soften the once scorching hot housing market and protect Canadians against buying homes they can’t afford as interest rates rise, the Office of the Superintendent of Financial Institutions (OSFI) has some aggressive mortgages changes coming for residential mortgage qualification beginning January 1, 2018. With the changes being implemented, effects will […]

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3 WAYS OTTAWA MORTGAGE BROKERS ARE THE KEY TO NEGOTIATING A GREAT COMMERCIAL MORTGAGE

The complexities of commercial mortgages in Ottawa

If you are a business person looking to purchase a property or refinance a current commercial mortgage, seeking out the help of a mortgage broker in Ottawa can save you not just considerable money, but time and stress as well. With their expertise and access to a wide variety of lenders, the professionals of RefferalMortgages.com […]

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GET MAXIMUM RETURNS ON HOME IMPROVEMENT LOANS

maximize return with home improvement loan

With such a competitive real estate market in Ottawa and surrounding areas, if you are looking to sell your home in the next few years, you may need to invest some money in renovations to get top dollar. While it may seem counterproductive to borrow money to improve a home you don’t plan to keep, […]

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Learn the Difference between Fixed and Variable Rate Mortgages in Ontario

Fixed vs Variable Rate Mortgages Solutions

When shopping for a mortgage, the terms used to describe the different options available can be very confusing. One of the most common questions your ReferralMortgages.com team answers for clients is the difference between fixed and variable rate mortgages and which option is better. We have broken things down to try to help you make […]

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Repair Your Bad Credit and Realize Your Homeownership Dreams

Repair Bad Credit

Having bad credit makes life difficult and you might feel like you will never realize your dream of home ownership. The first thing you should do is consult your team from ReferralMortgages.com to see what you need to qualify for a bad credit mortgage. The next steps are to develop an action plan and start […]

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HOW MILLENNIALS ARE CONQUERING SOARING HOMEOWNERSHIP COSTS

How millennials are conquering homeownership

It’s no secret that housing markets in large Ontario cities are skyrocketing and you’d think that homeownership is out of reach for millennials. While it is more difficult for this group to buy and they are several years older than previous generations before buying their first homes, they are conquering the market and now making […]

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DISCOVER HOW MUCH YOUR HOME IS WORTH WITH A QUICK & EASY OVER-THE-PHONE HOME EVALUATION

Bad Credit Repair Homeownership

Knowing precisely what your home is worth can make all the difference when it comes time to sell your home. With over 22% of local MLS listings expiring before they are sold, it is important that you price your home accurately. The correct selling price of your home is the highest price that the market […]

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WHY IS NOW THE BEST TIME TO BUY REVENUE PROPERTIES

Investing in revenue property

Contrary to popular opinion, a recession is actually the BEST time to invest in revenue properties. Why? Regardless of market conditions people always need a place to live, and with today’s lower prices, you’ve got the perfect money-making opportunity! The first thing to keep in mind is that real estate in a recession is a […]

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GOOD DEBT VS. BAD DEBT – WHAT’S THE DIFFERENCE?

Fixed vs Variable Rate Mortgages Solutions

More and more people are getting swallowed up by debt. I’m sure you’ve read and heard many of the statistics and stories in the news. One of the keys to financial independence is to get rid of your bad debt and acquire good debt. Bad debt is debt that makes you poor, such as credit […]

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BUSTIN MYTHS WITH AN OTTAWA MORTGAGE BROKER

Myths about Mortgage Brokers

As a professional mortgage broker with ReferralMortgages.com in Ottawa, I get to work with clients and help them find financing that works best for their financial position. When working with people who are new to the concept of using mortgage brokers, I’m often asked questions that make me realize that many people are misinformed about […]

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